/* ==========================================================================
   Loan Select Hub — Premium FinTech Marketplace Design System & Stylesheet
   ========================================================================== */

/* --- CSS Variables & Design Tokens --- */
:root {
  /* Brand Color Palette */
  --color-primary-dark: #0A192F;
  --color-primary: #0F172A;
  --color-primary-light: #1E293B;
  --color-secondary: #0284C7;
  --color-secondary-hover: #0369A1;
  --color-accent: #10B981;
  --color-accent-hover: #059669;
  --color-accent-light: #ECFDF5;
  --color-accent-blue: #2563EB;
  --color-accent-cyan: #06B6D4;
  
  /* Neutral Scale */
  --color-bg-main: #FFFFFF;
  --color-bg-subtle: #F8FAFC;
  --color-bg-muted: #F1F5F9;
  --color-border: #E2E8F0;
  --color-border-hover: #CBD5E1;
  --color-text-main: #0F172A;
  --color-text-muted: #64748B;
  --color-text-light: #94A3B8;
  --color-white: #FFFFFF;
  
  /* Status Colors */
  --color-success: #10B981;
  --color-warning: #F59E0B;
  --color-danger: #EF4444;
  --color-info: #3B82F6;

  /* Typography */
  --font-sans: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
  --font-heading: 'Plus Jakarta Sans', var(--font-sans);

  /* Shadows */
  --shadow-sm: 0 1px 2px 0 rgba(15, 23, 42, 0.05);
  --shadow-md: 0 4px 6px -1px rgba(15, 23, 42, 0.08), 0 2px 4px -2px rgba(15, 23, 42, 0.05);
  --shadow-lg: 0 10px 15px -3px rgba(15, 23, 42, 0.08), 0 4px 6px -4px rgba(15, 23, 42, 0.04);
  --shadow-xl: 0 20px 25px -5px rgba(15, 23, 42, 0.1), 0 8px 10px -6px rgba(15, 23, 42, 0.05);
  --shadow-glow: 0 0 25px rgba(16, 185, 129, 0.2);
  --shadow-glow-blue: 0 0 25px rgba(37, 99, 235, 0.2);

  /* Radius */
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --radius-xl: 24px;
  --radius-full: 9999px;

  /* Transitions */
  --transition-fast: 150ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-normal: 250ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow: 350ms cubic-bezier(0.4, 0, 0.2, 1);

  /* Layout */
  --container-width: 1240px;
}

/* --- Base & Reset --- */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: 16px;
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-sans);
  color: var(--color-text-main);
  background-color: var(--color-bg-main);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  color: var(--color-text-main);
  font-weight: 700;
  line-height: 1.25;
}

a {
  color: var(--color-secondary);
  text-decoration: none;
  transition: color var(--transition-fast);
}

a:hover {
  color: var(--color-secondary-hover);
}

button, input, select, textarea {
  font: inherit;
}

img, svg {
  display: block;
  max-width: 100%;
}

.container {
  width: 100%;
  max-width: var(--container-width);
  margin-left: auto;
  margin-right: auto;
  padding-left: 1.5rem;
  padding-right: 1.5rem;
}

/* --- Top Trust & Compliance Bar --- */
.top-notice-bar {
  background-color: var(--color-primary-dark);
  color: #94A3B8;
  font-size: 0.8125rem;
  padding: 0.5rem 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.top-notice-bar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 0.5rem;
}

.trust-pills {
  display: flex;
  align-items: center;
  gap: 1.25rem;
}

.trust-pill {
  display: flex;
  align-items: center;
  gap: 0.35rem;
  color: #CBD5E1;
}

.trust-pill svg {
  color: var(--color-accent);
}

.notice-link {
  color: #94A3B8;
  text-decoration: underline;
  font-size: 0.75rem;
}

/* --- Navigation Header --- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background-color: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--color-border);
  transition: box-shadow var(--transition-normal);
}

.site-header.scrolled {
  box-shadow: var(--shadow-md);
}

.nav-wrapper {
  display: flex;
  justify-content: space-between;
  align-items: center;
  height: 4.75rem;
  gap: 1.5rem;
}

.brand-logo {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-family: var(--font-heading);
  font-size: 1.375rem;
  font-weight: 800;
  color: var(--color-primary);
  text-decoration: none;
  letter-spacing: -0.02em;
  flex-shrink: 0;
}

.logo-icon {
  width: 2.25rem;
  height: 2.25rem;
  background: linear-gradient(135deg, #0284C7, #10B981);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #FFFFFF;
  box-shadow: var(--shadow-sm);
  flex-shrink: 0;
}

.brand-badge {
  font-size: 0.6875rem;
  font-weight: 700;
  text-transform: uppercase;
  background-color: var(--color-bg-muted);
  color: var(--color-secondary);
  padding: 0.2rem 0.5rem;
  border-radius: var(--radius-sm);
  letter-spacing: 0.05em;
  margin-left: 0.25rem;
  display: inline-block;
  line-height: 1;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 1.5rem;
  list-style: none;
  margin: 0;
  padding: 0;
}

.nav-link {
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--color-text-muted);
  transition: color var(--transition-fast);
  white-space: nowrap;
  padding: 0.5rem 0;
  display: inline-block;
}

.nav-link:hover, .nav-link.active {
  color: var(--color-primary);
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: 1rem;
  flex-shrink: 0;
}

.mobile-menu-btn {
  display: none;
  background: none;
  border: none;
  color: var(--color-primary);
  cursor: pointer;
  padding: 0.5rem;
}

/* Mobile Nav Drawer */
.mobile-nav-drawer {
  position: fixed;
  top: 4.5rem;
  left: 0;
  right: 0;
  background-color: #FFFFFF;
  border-bottom: 1px solid var(--color-border);
  padding: 1.5rem;
  display: none;
  flex-direction: column;
  gap: 1rem;
  z-index: 99;
  box-shadow: var(--shadow-lg);
}

.mobile-nav-drawer.open {
  display: flex;
}

.mobile-nav-drawer a {
  font-size: 1.0625rem;
  font-weight: 600;
  color: var(--color-primary);
  padding: 0.5rem 0;
  border-bottom: 1px solid var(--color-bg-muted);
}

/* --- Buttons & UI Elements --- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  font-family: var(--font-heading);
  font-size: 0.9375rem;
  font-weight: 600;
  padding: 0.75rem 1.5rem;
  border-radius: var(--radius-md);
  border: 1px solid transparent;
  cursor: pointer;
  transition: all var(--transition-normal);
  text-decoration: none;
  white-space: nowrap;
}

.btn-primary {
  background-color: var(--color-accent);
  color: var(--color-white);
  box-shadow: 0 4px 12px rgba(16, 185, 129, 0.25);
}

.btn-primary:hover {
  background-color: var(--color-accent-hover);
  color: var(--color-white);
  transform: translateY(-1px);
  box-shadow: 0 6px 16px rgba(16, 185, 129, 0.35);
}

.btn-secondary {
  background-color: var(--color-primary);
  color: var(--color-white);
}

.btn-secondary:hover {
  background-color: var(--color-primary-light);
  color: var(--color-white);
  transform: translateY(-1px);
}

.btn-outline {
  background-color: transparent;
  border-color: var(--color-border);
  color: var(--color-text-main);
}

.btn-outline:hover {
  background-color: var(--color-bg-muted);
  border-color: var(--color-border-hover);
}

.btn-blue {
  background-color: var(--color-secondary);
  color: var(--color-white);
  box-shadow: 0 4px 12px rgba(2, 132, 199, 0.25);
}

.btn-blue:hover {
  background-color: var(--color-secondary-hover);
  color: var(--color-white);
  transform: translateY(-1px);
}

.btn-lg {
  padding: 1rem 2rem;
  font-size: 1.0625rem;
  border-radius: var(--radius-lg);
}

.btn-block {
  width: 100%;
}

/* --- Hero Section --- */
.hero-section {
  position: relative;
  background: radial-gradient(circle at 10% 20%, rgba(2, 132, 199, 0.05) 0%, transparent 40%),
              radial-gradient(circle at 90% 80%, rgba(16, 185, 129, 0.05) 0%, transparent 40%),
              var(--color-bg-main);
  padding: 4.5rem 0 5.5rem;
  border-bottom: 1px solid var(--color-border);
  overflow: hidden;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 3.5rem;
  align-items: center;
}

.hero-content {
  max-width: 620px;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background-color: var(--color-accent-light);
  color: var(--color-accent-hover);
  font-size: 0.8125rem;
  font-weight: 700;
  padding: 0.375rem 0.875rem;
  border-radius: var(--radius-full);
  margin-bottom: 1.5rem;
  border: 1px solid rgba(16, 185, 129, 0.2);
}

.hero-title {
  font-size: clamp(2.25rem, 4vw, 3.25rem);
  letter-spacing: -0.03em;
  color: var(--color-primary-dark);
  margin-bottom: 1.25rem;
  line-height: 1.15;
}

.hero-title .highlight-blue {
  color: var(--color-secondary);
}

.hero-subtitle {
  font-size: 1.125rem;
  color: var(--color-text-muted);
  margin-bottom: 2rem;
  line-height: 1.6;
}

.hero-cta-group {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 2.25rem;
  flex-wrap: wrap;
}

.hero-trust-list {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0.875rem;
  border-top: 1px solid var(--color-border);
  padding-top: 1.75rem;
}

.hero-trust-item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--color-text-muted);
}

.hero-trust-item svg {
  color: var(--color-accent);
  flex-shrink: 0;
}

/* Quick-Start Form Card (Hero Right) */
.hero-form-card {
  background-color: #FFFFFF;
  border-radius: var(--radius-xl);
  padding: 2.25rem;
  box-shadow: 0 20px 40px -15px rgba(15, 23, 42, 0.12), 0 0 0 1px var(--color-border);
  position: relative;
}

.hero-form-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 2rem;
  right: 2rem;
  height: 4px;
  background: linear-gradient(90deg, #0284C7, #10B981);
  border-radius: 4px 4px 0 0;
}

.card-header-badge {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 1.25rem;
}

.card-header-badge h3 {
  font-size: 1.25rem;
  color: var(--color-primary);
}

.card-badge-secure {
  display: inline-flex;
  align-items: center;
  gap: 0.25rem;
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--color-accent-hover);
  background-color: var(--color-accent-light);
  padding: 0.2rem 0.5rem;
  border-radius: var(--radius-full);
}

.form-group {
  margin-bottom: 1.25rem;
}

.form-label {
  display: block;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-text-main);
  margin-bottom: 0.5rem;
}

.amount-quick-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.5rem;
  margin-bottom: 0.75rem;
}

.quick-amount-btn {
  background-color: var(--color-bg-subtle);
  border: 1px solid var(--color-border);
  padding: 0.6rem 0.5rem;
  border-radius: var(--radius-md);
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-text-main);
  cursor: pointer;
  transition: all var(--transition-fast);
  text-align: center;
}

.quick-amount-btn:hover {
  border-color: var(--color-secondary);
  background-color: #F0F9FF;
}

.quick-amount-btn.active {
  background-color: #F0F9FF;
  border-color: var(--color-secondary);
  color: var(--color-secondary);
  box-shadow: 0 0 0 1px var(--color-secondary);
}

.custom-amount-wrap {
  position: relative;
}

.custom-amount-prefix {
  position: absolute;
  left: 1rem;
  top: 50%;
  transform: translateY(-50%);
  font-weight: 600;
  color: var(--color-text-muted);
}

.form-control {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  font-size: 0.9375rem;
  color: var(--color-text-main);
  background-color: #FFFFFF;
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}

.form-control:focus {
  outline: none;
  border-color: var(--color-secondary);
  box-shadow: 0 0 0 3px rgba(2, 132, 199, 0.15);
}

.form-control.pl-currency {
  padding-left: 2rem;
}

.form-select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%2364748B' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 1rem center;
  background-size: 1rem;
  padding-right: 2.5rem;
}

.form-micro-disclosure {
  font-size: 0.75rem;
  color: var(--color-text-muted);
  text-align: center;
  margin-top: 0.875rem;
  line-height: 1.4;
}

/* --- Marketplace Metrics Banner --- */
.stats-banner {
  background-color: var(--color-bg-subtle);
  border-bottom: 1px solid var(--color-border);
  padding: 2.25rem 0;
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
  text-align: center;
}

.stat-item h4 {
  font-size: 2rem;
  color: var(--color-primary-dark);
  font-weight: 800;
  letter-spacing: -0.02em;
  margin-bottom: 0.25rem;
}

.stat-item p {
  font-size: 0.875rem;
  color: var(--color-text-muted);
  font-weight: 500;
}

/* --- Section Styling Generic --- */
.section {
  padding: 5.5rem 0;
}

.section-bg-subtle {
  background-color: var(--color-bg-subtle);
}

.section-header {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 3.5rem;
}

.section-tag {
  display: inline-block;
  font-size: 0.8125rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--color-secondary);
  margin-bottom: 0.75rem;
}

.section-title {
  font-size: clamp(1.875rem, 3vw, 2.5rem);
  letter-spacing: -0.025em;
  color: var(--color-primary-dark);
  margin-bottom: 1rem;
}

.section-desc {
  font-size: 1.0625rem;
  color: var(--color-text-muted);
}

/* --- Multi-Step Qualification Modal / Section --- */
.qualification-flow-container {
  background-color: #FFFFFF;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-xl);
  max-width: 780px;
  margin: 0 auto;
  overflow: hidden;
}

.flow-top-bar {
  background-color: var(--color-bg-subtle);
  padding: 1.25rem 2rem;
  border-bottom: 1px solid var(--color-border);
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.flow-step-label {
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-text-muted);
}

.flow-step-label span {
  color: var(--color-secondary);
}

.flow-progress-bar-container {
  width: 160px;
  height: 8px;
  background-color: var(--color-border);
  border-radius: var(--radius-full);
  overflow: hidden;
}

.flow-progress-bar-fill {
  height: 100%;
  width: 14.28%;
  background: linear-gradient(90deg, var(--color-secondary), var(--color-accent));
  transition: width 300ms ease;
  border-radius: var(--radius-full);
}

.flow-body {
  padding: 2.5rem;
}

.step-pane {
  display: none;
  animation: fadeIn 250ms ease forwards;
}

.step-pane.active {
  display: block;
}

@keyframes fadeIn {
  from { opacity: 0; transform: translateY(6px); }
  to { opacity: 1; transform: translateY(0); }
}

.step-title {
  font-size: 1.5rem;
  color: var(--color-primary-dark);
  margin-bottom: 0.5rem;
  text-align: center;
}

.step-subtitle {
  font-size: 0.9375rem;
  color: var(--color-text-muted);
  text-align: center;
  margin-bottom: 2rem;
}

/* Step 1 Options: Amount Grid */
.amount-options-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0.875rem;
  margin-bottom: 1.5rem;
}

.amount-card {
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 1.25rem 0.5rem;
  text-align: center;
  cursor: pointer;
  transition: all var(--transition-fast);
  background-color: #FFFFFF;
}

.amount-card:hover {
  border-color: var(--color-secondary);
  background-color: #F0F9FF;
  transform: translateY(-2px);
}

.amount-card.selected {
  border-color: var(--color-secondary);
  background-color: #F0F9FF;
  box-shadow: 0 0 0 2px var(--color-secondary);
}

.amount-card-value {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--color-primary-dark);
}

/* Step 2 Options: Loan Purpose Grid */
.purpose-options-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1rem;
  margin-bottom: 1.5rem;
}

.purpose-card {
  display: flex;
  align-items: center;
  gap: 1rem;
  padding: 1.125rem 1.25rem;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  cursor: pointer;
  transition: all var(--transition-fast);
  background-color: #FFFFFF;
}

.purpose-card:hover {
  border-color: var(--color-secondary);
  background-color: #F0F9FF;
}

.purpose-card.selected {
  border-color: var(--color-secondary);
  background-color: #F0F9FF;
  box-shadow: 0 0 0 2px var(--color-secondary);
}

.purpose-icon {
  width: 2.5rem;
  height: 2.5rem;
  background-color: #E0F2FE;
  color: var(--color-secondary);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.purpose-details h4 {
  font-size: 1rem;
  color: var(--color-primary-dark);
  margin-bottom: 0.15rem;
}

.purpose-details p {
  font-size: 0.8125rem;
  color: var(--color-text-muted);
}

/* Choice Cards (Credit, Employment, Housing) */
.choice-cards-stack {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  margin-bottom: 1.5rem;
}

.choice-card {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 1rem 1.25rem;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  cursor: pointer;
  transition: all var(--transition-fast);
  background-color: #FFFFFF;
}

.choice-card:hover {
  border-color: var(--color-secondary);
  background-color: #F0F9FF;
}

.choice-card.selected {
  border-color: var(--color-secondary);
  background-color: #F0F9FF;
  box-shadow: 0 0 0 2px var(--color-secondary);
}

.choice-card-left {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.choice-title {
  font-weight: 600;
  font-size: 0.9375rem;
  color: var(--color-primary-dark);
}

.choice-badge {
  font-size: 0.75rem;
  background-color: var(--color-bg-muted);
  color: var(--color-text-muted);
  padding: 0.2rem 0.5rem;
  border-radius: var(--radius-full);
}

.flow-actions {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: 2rem;
  padding-top: 1.5rem;
  border-top: 1px solid var(--color-border);
}

/* Inline Errors */
.error-msg {
  display: none;
  font-size: 0.8125rem;
  color: var(--color-danger);
  margin-top: 0.35rem;
}

.form-control.has-error {
  border-color: var(--color-danger);
  box-shadow: 0 0 0 3px rgba(239, 68, 68, 0.15);
}

/* TCPA & E-SIGN Box */
.legal-consent-box {
  background-color: var(--color-bg-subtle);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 1rem;
  font-size: 0.75rem;
  color: var(--color-text-muted);
  line-height: 1.5;
  margin-top: 1.25rem;
  max-height: 140px;
  overflow-y: auto;
}

.checkbox-wrap {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  margin-top: 1rem;
  font-size: 0.8125rem;
  color: var(--color-text-main);
  cursor: pointer;
}

.checkbox-wrap input[type="checkbox"] {
  margin-top: 0.2rem;
  width: 1.1rem;
  height: 1.1rem;
  accent-color: var(--color-secondary);
  cursor: pointer;
}

/* --- Matching Engine Loading Screen --- */
.matching-loader-screen {
  display: none;
  padding: 4rem 2rem;
  text-align: center;
}

.matching-spinner-wrap {
  position: relative;
  width: 100px;
  height: 100px;
  margin: 0 auto 2rem;
}

.matching-spinner-outer {
  width: 100%;
  height: 100%;
  border: 4px solid #E2E8F0;
  border-top-color: var(--color-secondary);
  border-right-color: var(--color-accent);
  border-radius: 50%;
  animation: spin 1s linear infinite;
}

.matching-spinner-icon {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  color: var(--color-secondary);
}

@keyframes spin {
  to { transform: rotate(360deg); }
}

.matching-status-log {
  max-width: 420px;
  margin: 0 auto 2rem;
  text-align: left;
  background-color: var(--color-bg-subtle);
  border-radius: var(--radius-lg);
  padding: 1.25rem 1.5rem;
  border: 1px solid var(--color-border);
}

.matching-status-step {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-size: 0.875rem;
  color: var(--color-text-muted);
  margin-bottom: 0.75rem;
  transition: all var(--transition-fast);
}

.matching-status-step:last-child {
  margin-bottom: 0;
}

.matching-status-step.completed {
  color: var(--color-text-main);
  font-weight: 600;
}

.matching-status-step.completed svg {
  color: var(--color-accent);
}

.matching-status-step.active {
  color: var(--color-secondary);
  font-weight: 600;
}

/* --- Lender Offers Results Experience --- */
.lender-results-section {
  display: none;
  padding: 4rem 0 6rem;
  background-color: var(--color-bg-subtle);
  border-bottom: 1px solid var(--color-border);
}

.results-header-bar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 2rem;
  flex-wrap: wrap;
  gap: 1rem;
}

.results-count-title {
  font-size: 1.5rem;
  color: var(--color-primary-dark);
}

.results-sort-group {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.results-sort-label {
  font-size: 0.875rem;
  color: var(--color-text-muted);
  font-weight: 500;
}

.offers-grid {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.offer-card {
  background-color: #FFFFFF;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: 2rem;
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-normal);
  position: relative;
  overflow: hidden;
}

.offer-card:hover {
  box-shadow: var(--shadow-lg);
  border-color: var(--color-border-hover);
  transform: translateY(-2px);
}

.offer-card.featured {
  border-color: var(--color-secondary);
}

.offer-featured-tag {
  position: absolute;
  top: 0;
  right: 2rem;
  background: linear-gradient(135deg, #0284C7, #2563EB);
  color: #FFFFFF;
  font-size: 0.6875rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  padding: 0.35rem 0.85rem;
  border-radius: 0 0 var(--radius-sm) var(--radius-sm);
}

.offer-card-main {
  display: grid;
  grid-template-columns: 200px 1fr 220px;
  gap: 2rem;
  align-items: center;
}

.lender-identity {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.lender-logo-badge {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-family: var(--font-heading);
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--color-primary-dark);
}

.lender-logo-circle {
  width: 2.25rem;
  height: 2.25rem;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #FFFFFF;
  font-weight: 800;
  font-size: 0.875rem;
}

.lender-rating {
  display: flex;
  align-items: center;
  gap: 0.25rem;
  font-size: 0.8125rem;
  font-weight: 600;
  color: #D97706;
}

.offer-metrics-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
  background-color: var(--color-bg-subtle);
  padding: 1.25rem;
  border-radius: var(--radius-lg);
}

.metric-cell h5 {
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--color-text-muted);
  margin-bottom: 0.25rem;
  font-weight: 600;
}

.metric-cell p {
  font-size: 1.125rem;
  font-weight: 700;
  color: var(--color-primary-dark);
}

.metric-cell .metric-highlight {
  color: var(--color-accent-hover);
}

.offer-cta-col {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.5rem;
  text-align: center;
}

.offer-footer-details {
  margin-top: 1.25rem;
  padding-top: 1.25rem;
  border-top: 1px solid var(--color-border);
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.8125rem;
  color: var(--color-text-muted);
  flex-wrap: wrap;
  gap: 0.5rem;
}

.offer-perks-list {
  display: flex;
  align-items: center;
  gap: 1.25rem;
  flex-wrap: wrap;
}

.offer-perk-item {
  display: flex;
  align-items: center;
  gap: 0.35rem;
}

.offer-perk-item svg {
  color: var(--color-accent);
}

/* --- Interactive Loan Calculator Section --- */
.calculator-card {
  background-color: #FFFFFF;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-xl);
  padding: 3rem;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3.5rem;
  align-items: center;
}

.calc-inputs-side h3 {
  font-size: 1.5rem;
  margin-bottom: 1.75rem;
  color: var(--color-primary-dark);
}

.slider-group {
  margin-bottom: 2rem;
}

.slider-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 0.75rem;
}

.slider-label {
  font-weight: 600;
  font-size: 0.9375rem;
  color: var(--color-text-main);
}

.slider-display-val {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--color-secondary);
  background-color: #F0F9FF;
  padding: 0.25rem 0.75rem;
  border-radius: var(--radius-md);
  border: 1px solid rgba(2, 132, 199, 0.2);
}

.custom-range-slider {
  width: 100%;
  height: 6px;
  background: #E2E8F0;
  border-radius: var(--radius-full);
  outline: none;
  -webkit-appearance: none;
  appearance: none;
  cursor: pointer;
}

.custom-range-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px;
  height: 22px;
  background: var(--color-secondary);
  border: 3px solid #FFFFFF;
  border-radius: 50%;
  box-shadow: var(--shadow-md);
  cursor: pointer;
  transition: transform var(--transition-fast);
}

.custom-range-slider::-webkit-slider-thumb:hover {
  transform: scale(1.15);
}

/* Calculator Output Visualization */
.calc-results-side {
  background: linear-gradient(145deg, #0A192F, #0F172A);
  color: #FFFFFF;
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  text-align: center;
  box-shadow: var(--shadow-lg);
  position: relative;
  overflow: hidden;
}

.calc-results-side::before {
  content: '';
  position: absolute;
  top: -50px;
  right: -50px;
  width: 150px;
  height: 150px;
  background: radial-gradient(circle, rgba(16, 185, 129, 0.15), transparent 70%);
}

.monthly-payment-lead {
  font-size: 0.875rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: #94A3B8;
  margin-bottom: 0.5rem;
}

.monthly-payment-amount {
  font-size: 3.25rem;
  font-weight: 800;
  font-family: var(--font-heading);
  color: var(--color-accent);
  letter-spacing: -0.03em;
  margin-bottom: 1.5rem;
}

.calc-breakdown-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
  padding: 1.5rem 0;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  margin-bottom: 1.75rem;
  text-align: left;
}

.breakdown-item h6 {
  font-size: 0.8125rem;
  color: #94A3B8;
  font-weight: 500;
  margin-bottom: 0.25rem;
}

.breakdown-item p {
  font-size: 1.25rem;
  font-weight: 700;
  color: #FFFFFF;
}

.calc-disclosure-note {
  font-size: 0.75rem;
  color: #94A3B8;
  margin-top: 1rem;
}

/* --- How It Works Process Grid --- */
.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
  position: relative;
}

.process-card {
  background-color: #FFFFFF;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: 2rem 1.5rem;
  position: relative;
  transition: all var(--transition-normal);
}

.process-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--color-secondary);
}

.process-step-num {
  font-family: var(--font-heading);
  font-size: 2.5rem;
  font-weight: 800;
  color: #E2E8F0;
  line-height: 1;
  margin-bottom: 1rem;
}

.process-icon-wrap {
  width: 3rem;
  height: 3rem;
  background-color: #F0F9FF;
  color: var(--color-secondary);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
}

.process-card h4 {
  font-size: 1.125rem;
  color: var(--color-primary-dark);
  margin-bottom: 0.5rem;
}

.process-card p {
  font-size: 0.875rem;
  color: var(--color-text-muted);
  line-height: 1.6;
}

/* --- Loan Categories Grid --- */
.categories-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.75rem;
}

.category-card {
  background-color: #FFFFFF;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: 2rem;
  transition: all var(--transition-normal);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.category-card:hover {
  box-shadow: var(--shadow-lg);
  border-color: var(--color-secondary);
  transform: translateY(-3px);
}

.category-header {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 1rem;
}

.category-icon {
  width: 3rem;
  height: 3rem;
  background-color: var(--color-bg-subtle);
  color: var(--color-primary);
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: all var(--transition-fast);
}

.category-card:hover .category-icon {
  background-color: #F0F9FF;
  color: var(--color-secondary);
}

.category-card h3 {
  font-size: 1.25rem;
  color: var(--color-primary-dark);
}

.category-card p {
  font-size: 0.9375rem;
  color: var(--color-text-muted);
  margin-bottom: 1.5rem;
  line-height: 1.5;
}

.category-footer-link {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  font-weight: 600;
  font-size: 0.875rem;
  color: var(--color-secondary);
}

.category-card:hover .category-footer-link {
  gap: 0.6rem;
}

/* --- Educational Content / Resources Hub --- */
.resources-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.resource-card {
  background-color: #FFFFFF;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  overflow: hidden;
  transition: all var(--transition-normal);
  display: flex;
  flex-direction: column;
}

.resource-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-3px);
}

.resource-card-banner {
  height: 160px;
  background: linear-gradient(135deg, #0F172A, #1E293B);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #38BDF8;
  position: relative;
}

.resource-card-content {
  padding: 1.75rem;
  flex-grow: 1;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.resource-category-tag {
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  color: var(--color-secondary);
  margin-bottom: 0.5rem;
}

.resource-card h4 {
  font-size: 1.125rem;
  color: var(--color-primary-dark);
  margin-bottom: 0.75rem;
}

.resource-card p {
  font-size: 0.875rem;
  color: var(--color-text-muted);
  line-height: 1.5;
  margin-bottom: 1.25rem;
}

/* --- Accordion FAQ Section --- */
.faq-container {
  max-width: 840px;
  margin: 0 auto;
}

.faq-item {
  background-color: #FFFFFF;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  margin-bottom: 1rem;
  overflow: hidden;
  transition: border-color var(--transition-fast);
}

.faq-item.active {
  border-color: var(--color-secondary);
}

.faq-question {
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  padding: 1.25rem 1.5rem;
  font-family: var(--font-heading);
  font-size: 1.0625rem;
  font-weight: 600;
  color: var(--color-primary-dark);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
}

.faq-icon {
  width: 1.5rem;
  height: 1.5rem;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background-color: var(--color-bg-muted);
  color: var(--color-text-muted);
  transition: transform var(--transition-normal), background-color var(--transition-normal);
  flex-shrink: 0;
}

.faq-item.active .faq-icon {
  transform: rotate(180deg);
  background-color: #E0F2FE;
  color: var(--color-secondary);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 300ms ease, padding 300ms ease;
  padding: 0 1.5rem;
  font-size: 0.9375rem;
  color: var(--color-text-muted);
  line-height: 1.6;
}

.faq-item.active .faq-answer {
  max-height: 350px;
  padding: 0 1.5rem 1.25rem;
}

/* --- Developer / Architecture Lead Inspector Modal --- */
.modal-backdrop {
  position: fixed;
  top: 0;
  left: 0;
  width: 100vw;
  height: 100vh;
  background-color: rgba(15, 23, 42, 0.7);
  backdrop-filter: blur(6px);
  z-index: 1000;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 1.5rem;
}

.modal-backdrop.open {
  display: flex;
}

.modal-box {
  background-color: #FFFFFF;
  border-radius: var(--radius-xl);
  max-width: 720px;
  width: 100%;
  max-height: 85vh;
  display: flex;
  flex-direction: column;
  box-shadow: var(--shadow-xl);
  overflow: hidden;
  animation: modalPop 200ms ease forwards;
}

@keyframes modalPop {
  from { opacity: 0; transform: scale(0.95); }
  to { opacity: 1; transform: scale(1); }
}

.modal-header {
  padding: 1.5rem 2rem;
  border-bottom: 1px solid var(--color-border);
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.modal-header h3 {
  font-size: 1.25rem;
  color: var(--color-primary-dark);
}

.modal-close-btn {
  background: none;
  border: none;
  color: var(--color-text-muted);
  cursor: pointer;
  padding: 0.25rem;
  border-radius: var(--radius-sm);
  transition: color var(--transition-fast);
}

.modal-close-btn:hover {
  color: var(--color-text-main);
}

.modal-body {
  padding: 2rem;
  overflow-y: auto;
  font-size: 0.9375rem;
  color: var(--color-text-main);
  line-height: 1.6;
}

.modal-footer {
  padding: 1.25rem 2rem;
  border-top: 1px solid var(--color-border);
  background-color: var(--color-bg-subtle);
  display: flex;
  justify-content: flex-end;
}

.lead-json-viewer {
  background-color: #0A192F;
  color: #38BDF8;
  padding: 1.25rem;
  border-radius: var(--radius-md);
  font-family: 'Courier New', Courier, monospace;
  font-size: 0.8125rem;
  overflow-x: auto;
  line-height: 1.4;
}

/* --- Comprehensive Compliance & Legal Footer --- */
.site-footer {
  background-color: var(--color-primary-dark);
  color: #94A3B8;
  padding: 4.5rem 0 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-top-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr 1fr;
  gap: 3rem;
  margin-bottom: 3.5rem;
}

.footer-brand-col p {
  font-size: 0.875rem;
  color: #94A3B8;
  margin-top: 1rem;
  line-height: 1.6;
}

.footer-col h5 {
  font-size: 0.9375rem;
  color: #FFFFFF;
  margin-bottom: 1.25rem;
  font-weight: 700;
}

.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.footer-links a {
  font-size: 0.875rem;
  color: #94A3B8;
  transition: color var(--transition-fast);
}

.footer-links a:hover {
  color: #FFFFFF;
}

.footer-legal-disclaimer {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding: 2.5rem 0;
  font-size: 0.75rem;
  line-height: 1.6;
  color: #64748B;
}

.footer-legal-disclaimer p {
  margin-bottom: 1rem;
}

.footer-bottom-bar {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding-top: 1.75rem;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.75rem;
  color: #64748B;
  flex-wrap: wrap;
  gap: 1rem;
}

.footer-bottom-links {
  display: flex;
  gap: 1.25rem;
}

.footer-bottom-links a {
  color: #94A3B8;
}

/* --- Sticky Bottom CTA Bar for Mobile --- */
.mobile-sticky-bar {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background-color: rgba(255, 255, 255, 0.98);
  backdrop-filter: blur(12px);
  border-top: 1px solid var(--color-border);
  padding: 0.875rem 1.25rem;
  display: none;
  z-index: 99;
  box-shadow: 0 -4px 12px rgba(0, 0, 0, 0.05);
}

.mobile-sticky-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  max-width: 500px;
  margin: 0 auto;
}

.sticky-text h6 {
  font-size: 0.875rem;
  color: var(--color-primary-dark);
}

.sticky-text p {
  font-size: 0.6875rem;
  color: var(--color-text-muted);
}

/* --- Responsive Media Queries --- */
@media (max-width: 1024px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 3rem;
  }
  
  .calculator-card {
    grid-template-columns: 1fr;
    gap: 2.5rem;
    padding: 2rem;
  }

  .process-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .categories-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .footer-top-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .offer-card-main {
    grid-template-columns: 1fr;
    gap: 1.5rem;
  }
}

@media (max-width: 1080px) {
  .nav-links {
    gap: 1.125rem;
  }
  .nav-link {
    font-size: 0.875rem;
  }
}

@media (max-width: 900px) {
  .nav-links {
    display: none;
  }

  .mobile-menu-btn {
    display: block;
  }
}

@media (max-width: 768px) {
  .nav-links, .nav-actions .btn-secondary {
    display: none;
  }

  .mobile-menu-btn {
    display: block;
  }

  .top-notice-bar {
    display: none;
  }

  .stats-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 1.5rem;
  }

  .amount-options-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .purpose-options-grid {
    grid-template-columns: 1fr;
  }

  .categories-grid, .resources-grid {
    grid-template-columns: 1fr;
  }

  .offer-metrics-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .mobile-sticky-bar {
    display: block;
  }

  .flow-body {
    padding: 1.5rem;
  }

  body {
    padding-bottom: 70px;
  }
}

@media (max-width: 480px) {
  .stats-grid {
    grid-template-columns: 1fr;
  }

  .hero-trust-list {
    grid-template-columns: 1fr;
  }

  .process-grid {
    grid-template-columns: 1fr;
  }

  .footer-top-grid {
    grid-template-columns: 1fr;
  }
}

/* ==========================================================================
   Lead Popup Modal (SmartWealthTrend Lead Capture Architecture)
   ========================================================================== */
body.modal-open {
  overflow: hidden;
}

.lead-modal {
  position: fixed;
  inset: 0;
  z-index: 9999;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 20px;
  background: rgba(10, 25, 47, 0.78);
  -webkit-backdrop-filter: blur(8px);
  backdrop-filter: blur(8px);
  transition: opacity 0.25s ease, visibility 0.25s ease;
}

.lead-modal.hidden {
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
}

.lead-card {
  position: relative;
  background: #ffffff;
  width: 100%;
  max-width: 540px;
  border-radius: 20px;
  box-shadow: 0 25px 60px -15px rgba(0, 0, 0, 0.35);
  padding: 44px 34px 40px;
  text-align: center;
  border: 1px solid rgba(226, 232, 240, 0.9);
  animation: modalScaleIn 0.3s cubic-bezier(0.16, 1, 0.3, 1);
}

@keyframes modalScaleIn {
  from {
    transform: scale(0.94);
    opacity: 0;
  }
  to {
    transform: scale(1);
    opacity: 1;
  }
}

.lead-modal-close {
  position: absolute;
  top: 14px;
  right: 16px;
  background: none;
  border: none;
  color: #94a3b8;
  font-size: 1.5rem;
  cursor: pointer;
  width: 36px;
  height: 36px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  transition: all 0.2s;
}

.lead-modal-close:hover {
  background: #f1f5f9;
  color: #0f172a;
}

.lead-card h2 {
  font-size: clamp(1.5rem, 4vw, 1.85rem);
  color: var(--color-primary-dark);
  font-weight: 800;
  letter-spacing: -0.02em;
  margin-bottom: 8px;
}

.lead-card p {
  font-size: 0.95rem;
  color: var(--color-text-muted);
  margin-bottom: 24px;
  line-height: 1.5;
}

.lead-field {
  display: block;
  width: 100%;
  max-width: 380px;
  margin: 0 auto;
  font: inherit;
  font-size: 1.05rem;
  color: var(--color-primary-dark);
  background: #f8fafc;
  border: 1.5px solid #e2e8f0;
  border-radius: 12px;
  padding: 16px 20px;
  text-align: center;
  transition: all 0.2s ease;
}

.lead-field::placeholder {
  color: #94a3b8;
}

.lead-field:focus {
  outline: none;
  background: #ffffff;
  border-color: var(--color-secondary);
  box-shadow: 0 0 0 4px rgba(2, 132, 199, 0.15);
}

.lead-err {
  color: #ef4444;
  font-size: 0.85rem;
  font-weight: 500;
  margin-top: 10px;
  display: none;
}

.lead-continue {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  cursor: pointer;
  margin-top: 22px;
  background: var(--color-secondary);
  color: #ffffff;
  font-weight: 800;
  font-size: 1rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  border: 0;
  border-radius: 9999px;
  padding: 16px 48px;
  min-height: 52px;
  width: 100%;
  max-width: 380px;
  box-shadow: 0 4px 14px rgba(2, 132, 199, 0.35);
  transition: all 0.2s ease;
}

.lead-continue:hover {
  background: var(--color-secondary-hover);
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(2, 132, 199, 0.45);
}

.lead-continue:active {
  transform: scale(0.98);
}

.lead-continue[disabled] {
  opacity: 0.6;
  cursor: default;
  transform: none;
}

.lead-spin {
  width: 44px;
  height: 44px;
  margin: 12px auto 20px;
  border: 4px solid #e2e8f0;
  border-top-color: var(--color-secondary);
  border-radius: 50%;
  animation: leadspin 0.8s linear infinite;
}

@keyframes leadspin {
  to { transform: rotate(360deg); }
}

#leadMsg h2 {
  font-size: clamp(1.4rem, 4vw, 1.8rem);
  color: var(--color-primary-dark);
  margin-bottom: 8px;
}

#leadMsg p {
  font-size: 0.95rem;
  color: var(--color-text-muted);
}